XTB Group

XTB Group is a financial entity registered in the United Kingdom, founded on 12 March 2021. Its official domain is xtb-groups.io. According to public records, the company lists no regulatory licences from any financial authority.

The entity’s account structure includes five tiers: Basic, Silver, Gold, Platinum, and Diamond. The minimum deposit for the Basic account is €5,000–€10,000, rising to €250,000 or more for the Platinum and Diamond tiers. No details on maximum leverage or available instruments have been disclosed in the records available to FXCanary.

FXCanary’s cross-check of regulatory databases confirms that XTB Group holds no active licence from the UK Financial Conduct Authority (FCA) or any other major regulator. The absence of regulatory oversight is a significant factor in the broker’s risk profile.

Traders should exercise extreme caution when considering any entity that operates without supervision from a recognised financial authority, as there are no formal protections for client funds or recourse in the event of disputes.

The known facts detail five account tiers with escalating minimum deposits. The Basic account requires €5,000–€10,000, while the Silver tier starts at €10,000–€25,000. Gold requires €25,000–€250,000, and both Platinum and Diamond demand deposits of €250,000 or more.

No information is available on trading platforms, spreads, commissions, or the range of instruments offered. The lack of transparency around these core features is a red flag for potential clients.

Given the high minimum deposit thresholds—starting at €5,000 and rising to €250,000—XTB Group appears to target high-net-worth individuals or institutional clients. However, without regulation or verifiable trading conditions, the suitability for any investor is questionable.

The entity’s focus on large upfront deposits, combined with no publicly available track record or independent reviews, suggests a high-risk proposition that is likely unsuitable for retail traders.

FXCanary has assigned XTB Group a Scam Risk Score of 85 out of 100, indicating severe risk. This score is driven by the complete absence of regulatory licences, limited public information, and a deposit structure that demands significant capital without commensurate transparency.

Traders are strongly advised to avoid depositing funds with unregulated entities. The lack of independent user reviews and the broker’s short operational history further compound the risks.