Resolve Money LTD

Resolve Money LTD is a financial services firm registered in the United Kingdom, with its official address at 60 Gray's Inn Road, London WC1X 8LU. The company was established on 6 May 2024, making it a relatively new entrant in the financial markets. Its official website is resolve-money.com.

Based on the information available from regulatory records, Resolve Money LTD appears to position itself as a multi-asset brokerage offering a range of trading and investment accounts. However, the firm does not hold any known regulatory licences, which is a significant factor for prospective clients to consider. The absence of oversight from a recognised financial authority means traders may not have access to standard investor protection schemes or dispute resolution mechanisms.

Our cross-check of public registries confirms that Resolve Money LTD is not authorised or regulated by any financial regulator. This includes the UK's Financial Conduct Authority (FCA), which oversees most investment firms operating in the country. While the company is registered at Companies House as a limited liability entity, registration alone does not equate to regulatory approval for providing financial services.

For traders accustomed to dealing with FCA-regulated brokers, this lack of licence represents a notable departure from industry norms. Unregulated brokers often operate with fewer constraints, but they also expose clients to higher risks, including potential issues with fund segregation and dispute handling. We advise traders to conduct thorough due diligence before engaging with such firms.

Resolve Money LTD offers five distinct account types, each with different minimum deposit requirements tailored to various levels of capital commitment. The 'Forex and Cryptocurrency' account requires the lowest entry point at $100, suggesting the broker aims to attract retail traders interested in leveraged currency and digital asset trading. In contrast, the 'Stock Indices' account demands a minimum deposit of $100,000, clearly targeting high-net-worth individuals or institutional clients. Similarly, the 'Stock-Market' account requires $50,000, and the 'Commodities' account starts at $10,000.

The 'Savings Account' has no specified minimum deposit, which could indicate a more accessible option for holding funds. However, the lack of leverage details for all accounts—listed as '--'—raises questions about the trading conditions. Without clear information on maximum leverage, traders cannot fully assess the risk exposure associated with each account. This absence of key data is a point of concern for transparency.

The broker's known facts do not list specific trading instruments beyond the broad asset classes mentioned in the account types. These include: forex, cryptocurrencies, stock indices, individual stocks, and commodities. While this suggests a diversified product offering, the lack of a detailed instrument list makes it difficult for traders to evaluate the breadth of markets available.

It is common for brokers to provide a comprehensive instrument list on their website, including spreads, swap rates, and contract specifications. At the time of this review, such details are not available in the public domain for Resolve Money LTD. Traders are advised to seek this information directly from the firm before committing funds.

Given the wide range of minimum deposits, Resolve Money LTD appears to target a broad clientele, from retail traders with modest capital (via the Forex and Cryptocurrency account) to high-net-worth investors (via the Stock Indices and Stock-Market accounts). The $100 entry point for forex and crypto is particularly inviting for beginners or small-scale traders, whereas the premium accounts suggest a desire to cater to more experienced, well-funded participants.

However, the unregulated status may deter cautious investors who prioritise safety and regulatory oversight. The firm's recent founding in 2024 also means it lacks an established track record. As such, it may appeal primarily to traders who are willing to assume higher risk in exchange for potentially flexible terms, or to those who are specifically seeking unregulated environments.

No information is available regarding trading costs, such as spreads, commissions, swap rates, or withdrawal fees. Similarly, payment methods and deposit/withdrawal processing times are not disclosed in the known facts. Transparency regarding fees is a critical consideration for traders, as hidden costs can significantly impact profitability.

Without clear disclosure, traders may find it challenging to compare Resolve Money LTD with other brokers. We recommend that potential clients request a full schedule of charges before opening an account. The absence of this information in public records may be a red flag, and traders should exercise caution.

Resolve Money LTD is a newly registered UK company offering multi-asset trading accounts with varying minimum deposits. Its lack of regulation and limited public information present a guarded risk profile, as reflected in FXCanary's Scam Risk Score of 47/100. While the broker may provide legitimate services, the absence of oversight and transparency warrants careful consideration.

Traders are strongly encouraged to verify all claims independently, request detailed terms and conditions, and consider starting with a minimal deposit to test the broker's operations. As always, never invest more than you can afford to lose.