funds

funds is a retail forex and CFD broker operating under the domain funds.si. The company was established on 18 March 2025 and is registered in the United Kingdom. As of our review, the broker does not hold any known regulatory licences from major financial authorities. This absence of regulation is a significant factor for traders to consider.

The broker's website is available in multiple languages and presents itself as a platform for trading forex, shares, and other financial instruments. While the site provides basic information about account types and deposit methods, it lacks detailed specifications on trading platforms, leverage ratios, and the full range of instruments offered.

FXCanary's records indicate that funds is not regulated by any financial regulator. The broker does not claim to be regulated on its website, and no licence numbers are provided. This means that traders do not have access to investor protection schemes such as compensation funds or dispute resolution services typically offered by regulated brokers.

The broker publishes an AML/KYC policy and a user agreement, which suggests some compliance procedures, but these are self-regulated. Without external oversight, the risk of misconduct or financial loss is higher. Our scam risk score of 56/100 (Elevated) reflects this lack of regulatory oversight.

funds offers five account tiers: Basic (€250), Advanced (€1,000), Expert (€5,000), Exclusive (€20,000), and Elite (€50,000). Each tier is designed for different levels of trader experience and capital. The Basic account is aimed at beginners, while the Elite account targets high-net-worth individuals.

The broker does not specify maximum leverage or spreads on its website, but the account descriptions mention 'flexible leverage' and 'competitive spreads'. Traders should note that leverage details are typically disclosed only after account opening or upon request.

According to the broker's website, clients can fund their accounts using credit/debit cards, bank transfers, and cryptocurrencies. The broker states it may consider alternative methods if available. Withdrawal procedures are not detailed on the captured pages, but the refund policy indicates that funds may be returned if no trading activity occurs within one month.

The broker's payment options are relatively standard, though the acceptance of cryptocurrency is notable. Traders should be aware that deposit methods may involve third-party processors and potential delays.

The broker primarily promotes forex trading, listing major currency pairs such as EUR/USD and GBP/USD. It also mentions the ability to trade shares and other assets, though no specific instrument list is provided. The trading platform is not named, but the site refers to an online platform with tools like trading signals and real-time margin calculation.

Our review found no information on the trading software (e.g., MetaTrader 4/5 or proprietary platform), which is a significant omission. Traders should verify platform details before committing funds.

funds appears to target both novice and experienced traders through its tiered account structure. The low minimum deposit of €250 makes it accessible to retail traders, while the high-tier accounts cater to professionals. However, the lack of regulation and limited transparency may deter risk-averse traders.

The broker's educational content is minimal, with the website focusing more on account types and deposit methods than on trading guidance. This suggests the broker is more oriented toward execution than education.