Brokers  /  FINAL PLUS

FINAL PLUS

Severe riskForex / CFD broker
🇬🇧 United Kingdom · 2-5 years · since 2022-02-11 · FINAL PLUS FINTECH LTD
Unregulated
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Independent ratingshow third parties score this broker
WikiFX1.49/10
Trustpilot/5
Forex Peace Army/5
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No sign that FINAL PLUS actively operates in your country (United States). If you were solicited from here, be extra cautious — it may be an unregulated approach or a clone.
75
Severe risk
Scam Risk Scoremonitored · 2026-07-28
Lower riskHigher risk
  • No verified regulatory license on file
  • 9 user exposure/complaint reports filed
  • Withdrawal complaints in ~200% of recent reviews
  • No verifiable website or social-media presence
How this score is calculated — view the open algorithm

A transparent weighted score from objective public data — each factor scored 0–100 (higher = riskier), combined by the weights below.

FactorScoreWeight
Regulation & licensing8535%
Company age4515%
Clone / impersonation012%
Withdrawal & exposure complaints10012%
Offshore registration108%
Transparency (site/info/social)7510%

Based on public regulatory records, industry databases and independent reviews (Trustpilot, Forex Peace Army). Exit Risk reflects recent negative momentum in real reviews. A risk estimate from public data, not a definitive legal judgment; brokers may request a correction.

Company
Legal nameFINAL PLUS FINTECH LTD
Headquarters🇬🇧 United Kingdom
Founded2022-02-11
Years operating2-5 years
Employees0
Official websiteno1-optimal.com
Trading conditions
Avg execution speed0 ms
Avg slippage0
Swap rating
Trading cost rating
Monitored traders0
Monitored orders0
Funding & instruments
Deposit methods
Withdrawal methods
Instruments

Regulation & licenses · 0

No valid regulatory license found — high caution advised.

Review analysis AI

FINAL PLUS presents a severe risk due to its complete lack of regulatory oversight. The combination of high leverage (1:500) and an unverified operational background from China amplifies the potential for loss. Without regulatory supervision, traders have no guarantee of fair treatment or fund safety, making this broker unsuitable for most retail investors.

Best for
  • High-risk-tolerant traders seeking leveraged crypto exposure
  • Experienced traders who can manage the risks of an unregulated platform
Not for
  • Risk-averse traders or those requiring regulatory protection
  • Traders who rely on deposit compensation schemes or ombudsman services
Period:
What users complain about
Where reviewers are from
Hong Kong9

Real user reviews

Where FINAL PLUS operates

Based on its licenses and complaint records.

🇭🇰 Hong Kong 9 complaints

Market presence: WikiFX SkyEye · complaints: our records · licensing: official registers. Where you’re accepted is set by the broker’s own terms — always confirm before depositing.

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About FINAL PLUS

Company Overview

FINAL PLUS is a trading services provider registered in the United Kingdom, though it reportedly operates from China. The company was founded on 11 February 2022 and has been active for approximately one to two years. It presents itself as a multi-asset brokerage offering access to major and minor currency pairs, stocks from prominent global exchanges, and major cryptocurrencies such as Bitcoin, Ethereum, and Litecoin.

Despite its UK registration, FINAL PLUS does not hold any known regulatory licence from the Financial Conduct Authority (FCA) or any other recognised financial regulator. This lack of oversight places it in a high-risk category for traders, as regulatory supervision typically provides a layer of protection regarding client funds, trade execution, and business conduct.

Regulatory Status and Risk

Our records indicate that FINAL PLUS operates without any regulatory authorisation. The FCA register, which lists all authorised firms in the UK, does not include this entity. Furthermore, the company's physical presence in China, a jurisdiction with varying enforcement standards, adds an additional layer of uncertainty.

For retail traders, engaging with an unregulated broker carries significant risks, including the absence of deposit protection schemes, no recourse to an ombudsman in case of disputes, and potential issues with fund segregation. FXCanary's Scam Risk Score of 75/100 (Severe) reflects these concerns, highlighting the elevated risk profile of FINAL PLUS.

Account Types and Trading Conditions

According to our information, FINAL PLUS offers three account types: Standard, VIP, and Demo. The Standard and VIP accounts provide access to the live markets, while the Demo account is intended for practice and strategy testing. Leverage is available up to 1:500, which is notably high and can amplify both gains and losses.

The broker does not specify minimum deposit requirements or spreads in the available data. Traders considering the VIP account should seek clarity on any additional features or benefits, such as lower spreads or dedicated support, as these are common differentiators in the industry.

Trading Platforms and Instruments

FINAL PLUS supports the MetaTrader 5 (MT5) platform, a widely used trading terminal known for its advanced charting tools, algorithmic trading capabilities, and multi-asset support. MT5 allows traders to execute forex, stock, and cryptocurrency trades from a single interface.

The instrument list spans major and minor currency pairs, equities from notable global exchanges, and cryptocurrencies including Bitcoin, Ethereum, and Litecoin. This selection is relatively broad for a smaller broker, though the depth of liquidity and execution quality remains unverified due to the lack of regulatory oversight.

Target Audience

FINAL PLUS appears to target both novice and experienced traders, given the inclusion of a demo account and the availability of high leverage. However, the unregulated status makes it unsuitable for cautious investors who prioritise fund security and regulatory compliance.

The broker's offering of multiple asset classes may appeal to traders seeking diversification within a single account. Nonetheless, the absence of verifiable information about order execution, client fund segregation, and company financials means that only risk-tolerant traders with a high appetite for uncertainty might consider this broker.

Overview compiled by FXCanary from regulatory records and public data. full FINAL PLUS review