4T

4T is an online forex and CFD broker registered in the United Kingdom, founded on 5 April 2022. The company operates under the domain 4t.com and is headquartered at Office 3.15, St. Clement's House, 27 Clement's Lane, London EC4N 7AE. Its corporate presence also includes an office at 80 Coleman Street, London.

4T's stated mission is to empower traders of all experience levels by providing access to global financial markets through advanced technology and strong regulatory oversight. The broker aims to offer a comprehensive trading experience with fast execution, rapid withdrawals, and a range of account options.

4T holds dual regulation: it is authorised and regulated by the Financial Conduct Authority (FCA) in the United Kingdom under a licence for Inst Forex Execution (STP). Additionally, it is regulated by the Financial Services Authority (FSA) of Seychelles under a Derivatives Trading License (EP).

The FCA registration provides a level of client protection and oversight within the UK. However, the FSA licence is classified as offshore regulation, which may involve different standards of investor protection. Traders should be aware of which entity they are contracting with, as the regulatory framework can affect access to compensation schemes.

4T offers three main retail account types: Standard, Raw, and VIP. The Standard account has a minimum deposit of $500 and is commission-free, suitable for traders who prefer a straightforward cost structure. The Raw account requires a minimum deposit of $10,000 and offers ECN spreads with low commission, appealing to more active traders.

The VIP account requires a minimum deposit of $25,000 and provides ECN spreads, tailored commission, and a dedicated account manager, targeting high-net-worth individuals or professional traders. Additionally, the broker mentions an Institutional Trading option, though details are not fully elaborated on the website.

4T supports the widely-used MetaTrader 4 and MetaTrader 5 platforms across all account types. These platforms are available for desktop, web, and mobile devices, allowing traders to access the markets from anywhere.

The broker also claims to use its own proprietary aggregate engine technology for liquidity, pricing, and execution. This technology is aimed at providing competitive spreads and fast order execution, with the broker advertising average execution speeds of under 40 milliseconds.

4T offers trading in forex, commodities, indices, and equities as CFDs. The maximum leverage advertised on the website is up to 500:1, though the known facts indicate a maximum of 1:100. This discrepancy may reflect different offerings by entity or changes in policy.

The broker emphasises access to global markets, including popular instruments such as gold, EUR/USD, oil, and natural gas. The combination of leverage and diverse asset classes aims to accommodate various trading strategies.

4T states that 99% of withdrawal requests are processed within 24 hours, highlighting a commitment to fast fund access. The broker supports multiple payment methods, including bank transfers, credit/debit cards, and e-wallets.

Deposits are designed to be straightforward, with a low minimum deposit of $100 for some accounts, though the Standard account requires $500. The broker provides a secure system for fund management, with the aim of minimising hassle for traders.

4T appears to target both retail and professional traders, with account structures that cater to different capital levels. The Standard account is accessible to those starting with $500, while the Raw and VIP accounts are geared toward more experienced or high-net-worth individuals.

The broker's marketing emphasises reliability, regulation, and advanced technology, aiming to attract traders who prioritise security and execution quality. The presence of an Institutional offering suggests that the broker also serves smaller institutions or high-volume traders.