Brokers  /  21st Finance

21st Finance

Severe risk
🇬🇧 United Kingdom · 2-5 years · since 2023-03-15 · 21st Finance
This is a , not a leveraged forex/CFD broker — listed for reference. If you’re looking for a forex broker, see our forex broker directory.
Unregulated
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Independent ratingshow third parties score this broker
WikiFX1.43/10
Trustpilot/5
Forex Peace Army/5
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No sign that 21st Finance actively operates in your country (United States). If you were solicited from here, be extra cautious — it may be an unregulated approach or a clone.
85
Severe risk
Scam Risk Scoremonitored · 2026-07-28
Lower riskHigher risk
  • No verified regulatory license on file
  • Listed as “Fake Broker” in industry watchdog records
  • Identified as a clone / impersonator firm
  • No verifiable website or social-media presence
How this score is calculated — view the open algorithm

A transparent weighted score from objective public data — each factor scored 0–100 (higher = riskier), combined by the weights below.

FactorScoreWeight
Regulation & licensing9735%
Company age4515%
Clone / impersonation10012%
Withdrawal & exposure complaints012%
Offshore registration108%
Transparency (site/info/social)7810%

Based on public regulatory records, industry databases and independent reviews (Trustpilot, Forex Peace Army). Exit Risk reflects recent negative momentum in real reviews. A risk estimate from public data, not a definitive legal judgment; brokers may request a correction.

Company
Legal name21st Finance
Headquarters🇬🇧 United Kingdom
Founded2023-03-15
Years operating2-5 years
Employees0
Official website21stfinance.co
Trading conditions
Avg execution speed0 ms
Avg slippage0
Swap rating
Trading cost rating
Monitored traders0
Monitored orders0
Funding & instruments
Deposit methods
Withdrawal methods
Instruments
Registered address
35 Winwick St, Warrington WA2 7TT

Regulation & licenses · 0

No valid regulatory license found — high caution advised.

Review analysis AI

21st Finance presents a severe risk due to its complete lack of regulatory oversight and minimal public information. The high Scam Risk Score of 85/100 underscores the dangers of dealing with an unlicensed entity. Without a proven regulatory track record or verifiable service details, this broker is unsuitable for any prudent trader.

Best for
  • Not applicable due to lack of information
Not for
  • Traders seeking regulatory protection
  • Investors requiring transparency
  • Anyone looking for a reputable broker
Period:

Real user reviews

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About 21st Finance

Company Overview

21st Finance is a financial services entity registered in the United Kingdom under the company name 21st Finance, with a registered address at 35 Winwick St, Warrington WA2 7TT. The company was established on 15 March 2023, making it a relatively new entrant in the financial services sector.

According to the registration records, the firm operates under the domain 21stfinance.co. However, no specific details about its business activities or product offerings are publicly available from independent sources. The company does not appear on the UK Financial Conduct Authority (FCA) register, indicating that it is not authorised or regulated by the FCA.

Regulatory Status

The most significant factor for potential clients is that 21st Finance holds no recognised financial regulatory licence. The FXCanary database has recorded a Scam Risk Score of 85 out of 100, which is classified as 'Severe', reflecting the absence of regulatory oversight.

Without a licence from a reputable authority such as the FCA, traders lack the protections afforded by regulatory schemes, including access to ombudsman services and compensation funds. This presents a substantial risk for any individual or entity considering engaging with the firm.

Services and Offerings

Due to the lack of verifiable information from the company’s official website or other reliable sources, it is not possible to confirm the exact nature of services provided by 21st Finance. The entity does not publicly list account types, trading platforms, or financial instruments on any widely accessible channel.

Given the high risk score and the absence of regulatory standing, potential clients are advised to treat any claims made by the company with extreme caution until independent verification is available.

Target Audience

Without clear marketing material or a functional website, it is unclear what customer segment 21st Finance aims to serve. The company may be targeting individuals seeking financial services, but the lack of transparency makes it impossible to assess suitability.

Investors and traders are strongly recommended to only deal with entities that are properly regulated and have a proven track record. Unregulated firms such as this one carry a significantly higher probability of misconduct or failure.

Conclusion

21st Finance is a recently registered UK company with no regulatory authorisation and a severe risk rating. The lack of publicly available information about its operations should be a major red flag for any potential client.

Until the company provides transparent details about its ownership, product offerings, and regulatory compliance, FXCanary advises against any engagement. The safest course is to prefer brokers that are authorised by reputable financial regulators.

Overview compiled by FXCanary from regulatory records and public data. full 21st Finance review