Lloyds Bank vs Milliva
Independent side-by-side on safety (scam-risk, regulation, reviews) and selection (costs, products, funding, who it's best for). We charge brokers nothing.
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These are different service types — a money-transfer service, bank or stockbroker isn’t a like-for-like alternative to a forex/CFD broker. Compare with that in mind.
Safer pick Lloyds Bank leads on safety — winning 5 of 5
trust metrics (lower scam-risk, stronger regulation). Check the selection rows for the best fit.
Safety & Trust
Scam-risk scoreⓘ lower = safer
✓13
75
Verdict
Low risk
Severe
Regulatedⓘ
Yes
No
Licenses
✓1
0
Tier-1 regulatorsⓘ
✓1
0
Trustpilot score
✓4.1
3.8
Reviews collected
✓12045
2
Exit riskⓘ lower = safer
Guarded
—
Known clonesⓘ
0
0
Regulator warnings
0
0
Cost & Accounts
Min deposit lower = easier to start
—
$10
Max leverage
—
1:500
Min spread (best acct)
—
from 0
Commission
—
—
Cost grade
—
—
Account types
0
✓5
Best for
Suits
Traditional retail banking customers who value in-branch service, UK-based savers and mortgage holders, Investors using the Share Dealing platform for UK stocks
Traders willing to accept high risk for high leverage, Those seeking MT5 platform with multiple account types
Not for
Traders seeking low-cost, high-speed online execution, Customers who rely heavily on mobile app reliability, Those who prefer fully digital banks with 24/7 support
Risk-averse traders, Investors requiring regulatory protection, Traders in jurisdictions with strict forex regulations
Products & Funding
Instruments
—
--
Deposit methods
—
Bank, transfer, SKRILL, VISA, BTC
Withdrawal
—
SKRILL, VISA, BTC, Bank, transfer
Execution
Speed
—
—
Slippage
—
—
Swap cost
—
—
Company
Founded
2020-03-09
2021-11-15
Headquarters
🇬🇧 United Kingdom
🇬🇧 United Kingdom
Employees
0
0
✓ = stronger value on that row · ● good · ● caution · ● weak · "—" = not yet collected. Independent scoring, never for sale.