ICFX Capital vs Lloyds Bank
Independent side-by-side on safety (scam-risk, regulation, reviews) and selection (costs, products, funding, who it's best for). We charge brokers nothing.
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These are different service types — a money-transfer service, bank or stockbroker isn’t a like-for-like alternative to a forex/CFD broker. Compare with that in mind.
Safer pick Lloyds Bank leads on safety — winning 3 of 3
trust metrics (lower scam-risk, stronger regulation). Check the selection rows for the best fit.
Safety & Trust
Scam-risk scoreⓘ lower = safer
45
✓13
Verdict
Guarded
Low risk
Regulatedⓘ
No
Yes
Licenses
0
✓1
Tier-1 regulatorsⓘ
0
✓1
Trustpilot score
—
4.1
Reviews collected
—
12045
Exit riskⓘ lower = safer
—
Guarded
Known clonesⓘ
0
0
Regulator warnings
0
0
Cost & Accounts
Min deposit lower = easier to start
$100
—
Max leverage
1:1000
—
Min spread (best acct)
from 0
—
Commission
—
—
Cost grade
—
—
Account types
✓4
0
Best for
Suits
Traders seeking very high leverage (up to 1:1000), Islamic (swap-free) account seekers, Traders with small initial capital ($100 minimum deposit)
Traditional retail banking customers who value in-branch service, UK-based savers and mortgage holders, Investors using the Share Dealing platform for UK stocks
Not for
Traders who require regulated brokers with FCA or equivalent oversight, Risk-averse traders concerned about fund safety, Traders seeking transparency and independent user reviews
Traders seeking low-cost, high-speed online execution, Customers who rely heavily on mobile app reliability, Those who prefer fully digital banks with 24/7 support
Products & Funding
Instruments
36 currency pairs, Metals, CFD, Cryptocurrencies
—
Deposit methods
--
—
Withdrawal
--
—
Execution
Speed
—
—
Slippage
—
—
Swap cost
—
—
Company
Founded
2021-05-17
2020-03-09
Headquarters
🇬🇧 United Kingdom
🇬🇧 United Kingdom
Employees
0
0
✓ = stronger value on that row · ● good · ● caution · ● weak · "—" = not yet collected. Independent scoring, never for sale.