CXM vs Lloyds Bank
Independent side-by-side on safety (scam-risk, regulation, reviews) and selection (costs, products, funding, who it's best for). We charge brokers nothing.
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These are different service types — a money-transfer service, bank or stockbroker isn’t a like-for-like alternative to a forex/CFD broker. Compare with that in mind.
Safer pick CXM leads on safety — winning 2 of 2
trust metrics (lower scam-risk, stronger regulation). Check the selection rows for the best fit.
Safety & Trust
Scam-risk scoreⓘ lower = safer
✓10
13
Verdict
Low risk
Low risk
Regulatedⓘ
Yes
Yes
Licenses
✓3
1
Tier-1 regulatorsⓘ
1
1
Trustpilot score
—
4.1
Reviews collected
—
12045
Exit riskⓘ lower = safer
—
Guarded
Known clonesⓘ
0
0
Regulator warnings
0
0
Cost & Accounts
Min deposit lower = easier to start
$10
—
Max leverage
1:Unlimited
—
Min spread (best acct)
—
—
Commission
—
—
Cost grade
A
—
Account types
✓5
0
Best for
Suits
Traders seeking high leverage up to 1:2000 or unlimited, Those wanting low minimum deposits (CENT account from $10), EA and algorithmic traders (supports scalping and hedging)
Traditional retail banking customers who value in-branch service, UK-based savers and mortgage holders, Investors using the Share Dealing platform for UK stocks
Not for
Investors requiring strict retail investor protections (e.g., negative balance protection), Traders who prefer simplicity with a single, unified regulatory regime, Those needing guaranteed segregated accounts under all licenses (check FCA status)
Traders seeking low-cost, high-speed online execution, Customers who rely heavily on mobile app reliability, Those who prefer fully digital banks with 24/7 support
Products & Funding
Instruments
FX, Metals, CFDs, Cryptos, Stocks
—
Deposit methods
Neteller, Skrill
—
Withdrawal
Neteller, Skrill
—
Execution
Speed
A
—
Slippage
B
—
Swap cost
AAA
—
Company
Founded
2020-09-22
2020-03-09
Headquarters
🇬🇧 United Kingdom
🇬🇧 United Kingdom
Employees
0
0
✓ = stronger value on that row · ● good · ● caution · ● weak · "—" = not yet collected. Independent scoring, never for sale.