ATFX vs Lloyds Bank
Independent side-by-side on safety (scam-risk, regulation, reviews) and selection (costs, products, funding, who it's best for). We charge brokers nothing.
✦ AI comparison Premium · soon
An independent AI take on which of these fits you — from the data, not opinions for sale. Launching soon.
These are different service types — a money-transfer service, bank or stockbroker isn’t a like-for-like alternative to a forex/CFD broker. Compare with that in mind.
Safer pick Lloyds Bank leads on safety — winning 4 of 6
trust metrics (lower scam-risk, stronger regulation). Check the selection rows for the best fit.
Safety & Trust
Scam-risk scoreⓘ lower = safer
20
✓13
Verdict
Low risk
Low risk
Regulatedⓘ
Yes
Yes
Licenses
✓7
1
Tier-1 regulatorsⓘ
✓4
1
Trustpilot score
3.6
✓4.1
Reviews collected
133
✓12045
Exit riskⓘ lower = safer
Guarded
Guarded
Known clonesⓘ
10
✓0
Regulator warnings
0
0
Cost & Accounts
Min deposit lower = easier to start
$50
—
Max leverage
1:400
—
Min spread (best acct)
from 0
—
Commission
$0
—
Cost grade
—
—
Account types
✓4
0
Best for
Suits
Traders who deposit and trade without relying on bonuses, Traders seeking fast deposits and withdrawals under normal conditions, Users who value responsive individual support agents
Traditional retail banking customers who value in-branch service, UK-based savers and mortgage holders, Investors using the Share Dealing platform for UK stocks
Not for
Traders who plan to use no-deposit or credit bonuses for withdrawals, Traders sensitive to high spreads and commissions, Those expecting seamless, unconditional withdrawals
Traders seeking low-cost, high-speed online execution, Customers who rely heavily on mobile app reliability, Those who prefer fully digital banks with 24/7 support
Products & Funding
Instruments
--
—
Deposit methods
MASTER, Bank, transfer, Skrill, PerfectMoney
—
Withdrawal
MASTER, Bank, transfer, VISA, Neteller
—
Execution
Speed
—
—
Slippage
—
—
Swap cost
—
—
Company
Founded
2017-11-06
2020-03-09
Headquarters
🇬🇧 United Kingdom
🇬🇧 United Kingdom
Employees
0
0
✓ = stronger value on that row · ● good · ● caution · ● weak · "—" = not yet collected. Independent scoring, never for sale.