ACC vs XTB
Independent side-by-side on safety (scam-risk, regulation, reviews) and selection (costs, products, funding, who it's best for). We charge brokers nothing.
✦ AI comparison Premium · soon
An independent AI take on which of these fits you — from the data, not opinions for sale. Launching soon.
Safer pick XTB leads on safety — winning 3 of 4
trust metrics (lower scam-risk, stronger regulation). Check the selection rows for the best fit.
Safety & Trust
Scam-risk scoreⓘ lower = safer
48
✓20
Verdict
Guarded
Low risk
Regulatedⓘ
No
Yes
Licenses
0
✓4
Tier-1 regulatorsⓘ
0
✓2
Trustpilot score
—
3.6
Reviews collected
—
2805
Exit riskⓘ lower = safer
—
Guarded
Known clonesⓘ
✓0
4
Regulator warnings
0
0
Cost & Accounts
Min deposit lower = easier to start
$500
—
Max leverage
1:200
—
Min spread (best acct)
—
—
Commission
—
—
Cost grade
—
—
Account types
✓1
0
Best for
Suits
Traders comfortable with unregulated environments, Those seeking a simple, single‑account structure, Short‑term traders who prioritise high leverage within 1:200
Novice investors looking for a fee-free stock trading app, Traders comfortable with digital verification and UK regulation
Not for
Risk‑averse traders requiring regulatory oversight, Investors looking for compensation scheme protection, Traders needing diverse account types or customisable conditions
Traders requiring reliable quick withdrawals, Non-UK residents or freelancers who may face KYC hurdles, Those who need responsive customer support
Products & Funding
Instruments
Foreign exchange, precious metals, commodities and CFD products
—
Deposit methods
--
—
Withdrawal
--
—
Execution
Speed
—
—
Slippage
—
—
Swap cost
—
—
Company
Founded
2021-04-15
2017-12-20
Headquarters
🇬🇧 United Kingdom
🇬🇧 United Kingdom
Employees
0
0
✓ = stronger value on that row · ● good · ● caution · ● weak · "—" = not yet collected. Independent scoring, never for sale.