4T vs XTB
Independent side-by-side on safety (scam-risk, regulation, reviews) and selection (costs, products, funding, who it's best for). We charge brokers nothing.
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Safety & Trust
Scam-risk scoreⓘ lower = safer
✓19
20
Verdict
Low risk
Low risk
Regulatedⓘ
Yes
Yes
Licenses
2
✓4
Tier-1 regulatorsⓘ
1
✓2
Trustpilot score
—
3.6
Reviews collected
—
2805
Exit riskⓘ lower = safer
—
Guarded
Known clonesⓘ
✓0
4
Regulator warnings
0
0
Cost & Accounts
Min deposit lower = easier to start
$500
—
Max leverage
—
—
Min spread (best acct)
—
—
Commission
$0
—
Cost grade
—
—
Account types
✓3
0
Best for
Suits
Traders seeking FCA-regulated broker with access to MT4/MT5, High-volume traders who can meet $10,000+ minimum deposits, Investors interested in leveraged forex and CFD trading with up to 500:1 leverage
Novice investors looking for a fee-free stock trading app, Traders comfortable with digital verification and UK regulation
Not for
Traders who prefer low minimum deposits (under $500), Clients seeking strong investor protection outside FCA jurisdiction, Users looking for a broker with a long operational history
Traders requiring reliable quick withdrawals, Non-UK residents or freelancers who may face KYC hurdles, Those who need responsive customer support
Products & Funding
Instruments
--
—
Deposit methods
MASTER, Bank, transfer, VISA
—
Withdrawal
MASTER, VISA, Bank, transfer
—
Execution
Speed
—
—
Slippage
—
—
Swap cost
—
—
Company
Founded
2022-04-05
2017-12-20
Headquarters
🇬🇧 United Kingdom
🇬🇧 United Kingdom
Employees
0
0
✓ = stronger value on that row · ● good · ● caution · ● weak · "—" = not yet collected. Independent scoring, never for sale.