Loewen and Associates

Loewen and Associates, Inc. is a United States-based financial services company founded on May 10, 2019, and headquartered in Manhattan, Kansas. Despite being categorized as a broker in some databases, the firm specializes exclusively in boat financing rather than forex or CFD trading. It operates under the trade name "Lending Associates" in client communications and marketing.

The company positions itself as a bridge between borrowers and lenders, focusing on marine vessel purchases. Its services are aimed at individuals and business owners seeking loans for boats, yachts, and other watercraft. Loewen and Associates does not offer trading platforms, investment accounts, or any forex-related products.

Loewen and Associates provides boat financing solutions tailored to clients with diverse financial backgrounds, including those with non-traditional income documentation such as business owners. The company assigns dedicated account representatives who guide borrowers through the entire loan process, from application to closing.

Services include rate comparison, document preparation, and coordination with lenders. Representatives are reported to offer personalized attention, with several reviewers mentioning in-home closing as a convenience. The firm does not disclose specific loan products, interest rates, or funding methods on its public materials; instead, it appears to customize solutions based on individual client needs.

Loewen and Associates, Inc. holds no financial regulatory license from any recognized authority. Our cross-check of official registers found zero active licenses. This means that, unlike regulated forex brokers, the firm is not subject to oversight by bodies such as the SEC or FINRA. Clients should be aware that recourse in case of disputes may be limited.

Despite the lack of regulation, the company maintains a strong Trustpilot rating of 4.7 out of 5 from 24 reviews, with no negative feedback. No complaints regarding withdrawals or scams have been recorded on industry databases. The FXCanary Scam Risk Score stands at 37/100 (Guarded), reflecting the absence of regulatory oversight balanced by positive client outcomes.

Client reviews are uniformly positive, with particular praise for the customer support provided by individual agents. Reviewers frequently name representatives Shelly Fisher, Joann Burleigh, Natalie Reyes, and Meagan, describing them as professional, responsive, and thorough. One business owner noted that the agent successfully secured financing after other lenders had rejected him due to non-traditional income documentation.

The speed of the process is also highlighted, with one client stating they had a "quick and easy experience from start to finish." Another reviewer appreciated the in-home closing accommodation for a new puppy. No platform or app reviews exist, as the service is primarily human-led rather than technology-driven.

Loewen and Associates does not offer standard trading account types. Instead, it structures loans on a case-by-case basis. The firm does not disclose minimum deposit requirements, leverage, or spreads, as these concepts do not apply to its service. Funding for loans is provided through partner lenders, and the company acts as a broker/agent in the transaction.

Clients are not required to deposit funds with Loewen and Associates; rather, they submit applications and documentation. Loan proceeds are disbursed directly from the lender. No additional fees are mentioned by the company or in reviews.

Loewen and Associates is suitable for individuals and business owners in the United States seeking boat financing, especially those who have faced difficulty with traditional lenders due to non-standard income or credit situations. The firm is not intended for forex traders, CFD speculators, or any investor looking for a trading platform. Its strength lies in personalized service and relationship management rather than automated online tools.

Given the lack of regulation, clients should exercise due diligence and consider the limited recourse. However, the track record of positive reviews suggests a reliable service within its niche.