Brokers  /  Kraken

Kraken

Severe riskCrypto exchange
🇺🇸 United States · 5-10 years · since 2019-03-22 · Payward, Inc
This is a crypto exchange, not a leveraged forex/CFD broker — listed for reference. If you’re looking for a forex broker, see our forex broker directory.
Unregulated
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Independent ratingshow third parties score this broker
WikiFX1.59/10
Trustpilot/5
Forex Peace Army/5
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Kraken operates in your country (United States) — but holds no local license. You’d likely be onboarded under an offshore entity, which means weaker fund protection. Confirm which entity before depositing.
75
Severe risk
Scam Risk Scoremonitored · 2026-07-28
Lower riskHigher risk
  • No verified regulatory license on file
  • 16 user exposure/complaint reports filed
  • Withdrawal complaints in ~121% of recent reviews
How this score is calculated — view the open algorithm

A transparent weighted score from objective public data — each factor scored 0–100 (higher = riskier), combined by the weights below.

FactorScoreWeight
Regulation & licensing8535%
Company age2215%
Clone / impersonation012%
Withdrawal & exposure complaints10012%
Offshore registration108%
Transparency (site/info/social)4710%

Based on public regulatory records, industry databases and independent reviews (Trustpilot, Forex Peace Army). Exit Risk reflects recent negative momentum in real reviews. A risk estimate from public data, not a definitive legal judgment; brokers may request a correction.

Company
Legal namePayward, Inc
Headquarters🇺🇸 United States
Founded2019-03-22
Years operating5-10 years
Employees0
Official websitekraken.com
Trading conditions
Avg execution speed0 ms
Avg slippage0
Swap rating
Trading cost rating
Monitored traders0
Monitored orders0
Funding & instruments
Deposit methods
Withdrawal methods
Instruments

Regulation & licenses · 0

No valid regulatory license found — high caution advised.

Review analysis AI

Kraken is a US-based cryptocurrency exchange offering over 420 assets, margin trading, staking, and institutional services, but it lacks oversight from major regulators such as the FCA or ASIC. This regulatory gap presents significant risks, and combined with the fact that independent public information is limited, FXCanary assigns a severe scam risk score of 75/100. Traders should proceed with extreme caution.

Best for
  • Crypto traders seeking a wide selection of digital assets
  • Users interested in margin trading and staking services
  • Institutional clients requiring OTC and custody solutions
Not for
  • Traders requiring regulatory protection from authorities like FCA or ASIC
  • Those looking for traditional forex or CFD trading
  • Beginners unfamiliar with the risks of unregulated crypto exchanges
Period:
What users complain about
Where reviewers are from
Argentina4
Hong Kong4
Taiwan2
Bolivia1
Nigeria1
Brazil1

Real user reviews

Where Kraken operates

Active across 92 markets (by market presence). Licensing rarely covers all of them — where it isn’t locally licensed, you’re onboarded under an offshore entity with weaker protection.

🇺🇸 United States
🇨🇦 Canada
🇩🇪 Germany
🇫🇷 France
🇳🇱 Netherlands
🇨🇭 Switzerland
🇮🇹 Italy
🇪🇸 Spain 1 complaint
🇦🇺 Australia 1 complaint
🇮🇪 Ireland
🇵🇱 Poland
🇰🇷 South Korea
🇳🇴 Norway
🇦🇹 Austria
🇱🇺 Luxembourg
🇬🇷 Greece
🇺🇦 Ukraine
🇹🇼 Taiwan 2 complaints
🇦🇷 Argentina 4 complaints
🇧🇩 Bangladesh 1 complaint
🇧🇴 Bolivia 1 complaint
🇧🇷 Brazil 1 complaint
🇭🇰 Hong Kong 3 complaints
🇳🇬 Nigeria 1 complaint

Market presence: WikiFX SkyEye · complaints: our records · licensing: official registers. Where you’re accepted is set by the broker’s own terms — always confirm before depositing.

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About Kraken

Company Overview

Kraken is a cryptocurrency exchange headquartered in the United States. According to regulatory records, it was established on March 22, 2019, though corporate materials suggest operations date back to 2000. The platform provides access to over 420 digital assets and supports margin trading, staking, and institutional services.

Despite its presence in the crypto market, Kraken is not regulated by major financial authorities such as the FCA or ASIC. This regulatory gap is a significant factor for traders to consider when evaluating the safety of their funds.

Available Markets and Instruments

Kraken offers a broad selection of cryptocurrencies, including major coins like Bitcoin and Ethereum, as well as a wide range of altcoins. Users can engage in spot trading, margin trading (with leverage), and staking to earn rewards on certain assets.

The exchange also caters to institutional clients with dedicated services such as over-the-counter (OTC) trading and custody solutions. However, it does not offer traditional forex or CFD products, as its focus remains exclusively on crypto assets.

Regulatory Status and Risk Considerations

From a regulatory standpoint, Kraken operates without oversight from prominent agencies like the FCA, ASIC, or CySEC. This lack of regulation means no formal investor protection schemes or compensation funds are in place.

Traders should be aware that trading on an unregulated platform carries inherent risks, including potential issues with fund security and dispute resolution. As such, Kraken may not be suitable for those seeking a tightly supervised trading environment.

Target Audience

Kraken primarily targets cryptocurrency traders and investors, from retail users to large institutions. Its extensive asset list and advanced order types appeal to active crypto traders, while staking and margin features attract those seeking additional yield or leverage.

However, the absence of regulatory oversight means it is best suited for experienced crypto traders who are comfortable managing their own risk and have a strong understanding of the unpredictability of the cryptocurrency market.

Overview compiled by FXCanary from regulatory records and public data. full Kraken review