No sign that FlowBank actively operates in your country (United States). If you were solicited from here, be extra cautious — it may be an unregulated approach or a clone.

Severe risk

Scam Risk Scoremonitored · 2026-07-28

Lower riskHigher risk

No verified regulatory license on file
Withdrawal complaints in ~33% of recent reviews

How this score is calculated — view the open algorithm

A transparent weighted score from objective public data — each factor scored 0–100 (higher = riskier), combined by the weights below.

Factor	Score	Weight
Regulation & licensing	85	35%
Company age	22	15%
Clone / impersonation	0	12%
Withdrawal & exposure complaints	24	12%
Offshore registration	10	8%
Transparency (site/info/social)	25	10%

Based on public regulatory records, industry databases and independent reviews (Trustpilot, Forex Peace Army). Exit Risk reflects recent negative momentum in real reviews. A risk estimate from public data, not a definitive legal judgment; brokers may request a correction.

Company

Legal nameFlowBank

Headquarters🇨🇭 Switzerland

Founded2020-08-18

Years operating5-10 years

Employees0

Official websiteflowbank.com

Trading conditions

Avg execution speed0 ms

Avg slippage0

Swap rating—

Trading cost rating—

Monitored traders0

Monitored orders0

Funding & instruments

Deposit methods—

Withdrawal methods—

Instruments—

Registered address

Esplanade de Pont-Rouge 6, 1211 Geneva 26, Switzerland

Regulation & licenses · 0

No valid regulatory license found — high caution advised.

Review analysis AI

FlowBank is a Swiss broker that has entered bankruptcy proceedings with its license revoked by FINMA, rendering it effectively unregulated and in liquidation. The high scam risk score of 75/100 reflects this extreme situation, and traders should avoid any dealings with the broker as client funds are frozen and recovery is uncertain.

Not for

Any trader or investor seeking a regulated broker
Those looking for active trading or banking services
Risk-averse individuals

Period:

What users complain about

What users praise

Where reviewers are from

Taiwan2

Austria1

United States1

Vietnam1

Hong Kong1

Real user reviews

Where FlowBank operates

Active across 3 markets (by market presence). Licensing rarely covers all of them — where it isn’t locally licensed, you’re onboarded under an offshore entity with weaker protection.

🇿🇼 Zimbabwe

🇧🇸 Bahamas

🇲🇹 Malta

🇦🇹 Austria 1 complaint

Market presence: WikiFX SkyEye · complaints: our records · licensing: official registers. Where you’re accepted is set by the broker’s own terms — always confirm before depositing.

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What FlowBank says about itself as stated by the broker · not independently verified by FXCanary

Promotional Offers

According to a promotional PDF on FlowBank's website, the broker offered new clients who opened and funded an account between 1 July and 30 August 2023 with a minimum deposit of 1,000 CHF two free stocks valued up to 500 CHF each. The stocks were distributed from FlowBank's inventory of settled shares, and the broker stated that while stocks were purchased above the promised price range, market fluctuations could cause values to drop. This promotion was only valid for first-time deposits.

About FlowBank

Company Overview

FlowBank SA was an online forex and securities broker registered in Switzerland, with its registered address at Esplanade de Pont-Rouge 6, 1211 Geneva 26. It was founded on 18 August 2020 and operated under the official domain flowbank.com. The broker positioned itself as a digital banking and trading platform, offering both banking services and investment products such as forex, stocks, and other securities.

However, as of June 2024, FlowBank has entered bankruptcy proceedings. The Swiss Financial Market Supervisory Authority (FINMA) opened bankruptcy proceedings against FlowBank SA on 12 June 2024, with effect from 13 June 2024, and simultaneously withdrew the bank's license as a bank and securities dealer. The liquidators appointed are Walder Wyss SA, succursale de Genève. All commercial activities ceased at the opening of the bankruptcy.

Regulation and Licensing

FlowBank was originally licensed by FINMA as a bank and securities dealer, but that license has been revoked. According to our records, the broker is currently not under any effective regulation, and the revocation of its license confirms that it no longer meets regulatory standards. Traders should be aware that the broker is in liquidation and no longer authorized to conduct any banking or securities activities.

Our FXCanary Scam Risk Score for FlowBank is 75 out of 100, indicating a severe risk. This high score reflects the loss of regulatory oversight and the ongoing bankruptcy process, which leaves client funds in jeopardy.

Available Products and Services

Previously, FlowBank offered a range of financial products including forex trading, stocks, ETFs, and other securities. The broker also had a digital banking component, providing current accounts and payment services. However, given the liquidation, all trading and banking operations have been suspended.

Promotional materials indicated that FlowBank incentivized new clients with free stocks upon meeting deposit requirements, suggesting that the broker targeted retail investors and traders. Specific details about trading platforms, account types, spreads, or leverage are not available from the provided sources.

Target Audience

FlowBank appeared to target individual retail investors and traders seeking a combination of banking and brokerage services. The promotion for free stocks was designed to attract new account openings. However, the current liquidation status means that the broker is no longer accepting clients or conducting business.

Given the severe regulatory and financial situation, FlowBank is not suitable for any trader or investor seeking a safe and regulated environment.

Overview compiled by FXCanary from regulatory records and public data. full FlowBank review