HFM vs XM
Independent side-by-side on safety (scam-risk, regulation, reviews) and selection (costs, products, funding, who it's best for). We charge brokers nothing.
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An independent AI take on which of these fits you — from the data, not opinions for sale. Launching soon.
Safety & Trust
Scam-risk scoreⓘ lower = safer
✓10
27
Verdict
Low risk
Guarded
Regulatedⓘ
Yes
Yes
Licenses
3
✓6
Tier-1 regulatorsⓘ
1
✓2
Trustpilot score
✓4.3
2.2
Reviews collected
2927
✓3179
Exit riskⓘ lower = safer
—
Severe
Known clonesⓘ
✓6
10
Regulator warnings
0
0
Cost & Accounts
Min deposit lower = easier to start
✓$0
$5
Max leverage
1:2000
1:1000
Min spread (best acct)
✓from 0
from 0.6
Commission
$6
—
Cost grade
—
A
Account types
4
4
Best for
Suits
Traders prioritizing low costs and high leverage over regulatory safety, Experienced forex and gold traders who can manage risk, Scalpers and algorithmic traders
Traders who prioritize regulatory oversight and are willing to accept potential delays, Experienced traders who can navigate KYC and support hurdles
Not for
Security-conscious traders requiring top-tier regulation, Beginners who cannot afford disputed withdrawals, Investors averse to offshore regulatory oversight
Traders who require fast, reliable withdrawals, Beginners who may be overwhelmed by account blocks and support issues, Traders seeking transparent fee structures
Products & Funding
Instruments
Forex, Metals, Energies, Stocks, Indices, Bonds, Commodities, ETFs
Currency pairs (major, minor and exotic), stock CFDs, CFDs on cryptocurrencies, commodities, turbo stocks, precious metals, thematic indices
Deposit methods
Skrill, Neteller
--
Withdrawal
Neteller, Skrill, Webmoney
--
Execution
Speed
—
AAA
Slippage
—
AAA
Swap cost
—
A
Company
Founded
2017-11-29
2017-09-11
Headquarters
🇨🇾 Cyprus
🇨🇾 Cyprus
Employees
0
0
✓ = stronger value on that row · ● good · ● caution · ● weak · "—" = not yet collected. Independent scoring, never for sale.