FXTIME vs XM
Independent side-by-side on safety (scam-risk, regulation, reviews) and selection (costs, products, funding, who it's best for). We charge brokers nothing.
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An independent AI take on which of these fits you — from the data, not opinions for sale. Launching soon.
Safer pick XM leads on safety — winning 4 of 5
trust metrics (lower scam-risk, stronger regulation). Check the selection rows for the best fit.
Safety & Trust
Scam-risk scoreⓘ lower = safer
48
✓27
Verdict
Guarded
Guarded
Regulatedⓘ
Yes
Yes
Licenses
3
✓6
Tier-1 regulatorsⓘ
2
2
Trustpilot score
1.9
✓2.2
Reviews collected
21
✓3179
Exit riskⓘ lower = safer
—
Severe
Known clonesⓘ
✓0
10
Regulator warnings
0
0
Cost & Accounts
Min deposit lower = easier to start
$250
✓$5
Max leverage
1:500
1:1000
Min spread (best acct)
✓from 0
from 0.6
Commission
$0
—
Cost grade
—
A
Account types
3
✓4
Best for
Suits
—
Traders who prioritize regulatory oversight and are willing to accept potential delays, Experienced traders who can navigate KYC and support hurdles
Not for
Security-conscious traders, Beginners seeking a trustworthy broker, Anyone unwilling to risk potential scam behavior
Traders who require fast, reliable withdrawals, Beginners who may be overwhelmed by account blocks and support issues, Traders seeking transparent fee structures
Products & Funding
Instruments
Forex, Metals, Energies, Agriculture, Livestock, Stocks, Indices, Digital Coins
Currency pairs (major, minor and exotic), stock CFDs, CFDs on cryptocurrencies, commodities, turbo stocks, precious metals, thematic indices
Deposit methods
--
--
Withdrawal
--
--
Execution
Speed
—
AAA
Slippage
—
AAA
Swap cost
—
A
Company
Founded
2020-10-23
2017-09-11
Headquarters
🇨🇾 Cyprus
🇨🇾 Cyprus
Employees
0
0
✓ = stronger value on that row · ● good · ● caution · ● weak · "—" = not yet collected. Independent scoring, never for sale.