DEGIRO vs universe
Independent side-by-side on safety (scam-risk, regulation, reviews) and selection (costs, products, funding, who it's best for). We charge brokers nothing.
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These are different service types — a money-transfer service, bank or stockbroker isn’t a like-for-like alternative to a forex/CFD broker. Compare with that in mind.
Safety & Trust
Scam-risk scoreⓘ lower = safer
75
75
Verdict
Severe
Severe
Regulatedⓘ
No
No
Licenses
0
0
Tier-1 regulatorsⓘ
0
0
Trustpilot score
—
2.2
Reviews collected
—
8
Exit riskⓘ lower = safer
—
—
Known clonesⓘ
0
0
Regulator warnings
0
0
Cost & Accounts
Min deposit lower = easier to start
—
$1
Max leverage
—
—
Min spread (best acct)
—
—
Commission
—
—
Cost grade
—
—
Account types
0
✓5
Best for
Suits
Low-cost stock and ETF trading in Europe, Self-directed investors with long-term focus, Traders seeking access to multiple European and US exchanges
—
Not for
Traders seeking high-leverage forex or CFD products, Investors requiring advisory or managed portfolio services, Active day traders needing advanced charting and algorithmic tools
Retail traders, Anyone seeking a regulated broker, Beginners or those unwilling to lose their deposit
Products & Funding
Instruments
—
--
Deposit methods
—
—
Withdrawal
—
--
Execution
Speed
—
—
Slippage
—
—
Swap cost
—
—
Company
Founded
2019-03-19
2021-06-04
Headquarters
🇮🇪 Ireland
🇮🇪 Ireland
Employees
0
0
✓ = stronger value on that row · ● good · ● caution · ● weak · "—" = not yet collected. Independent scoring, never for sale.