Brokers  /  Nemo.money

Nemo.money

High riskForex / CFD broker
🇦🇪 United Arab Emirates · 1-2 years · since 2025-06-28 · Exinity ME Limited
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Independent ratingshow third parties score this broker
WikiFX1.74/10
Trustpilot3.6/5
Forex Peace Army/5
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Nemo.money operates in your country (United States) — but holds no local license. You’d likely be onboarded under an offshore entity, which means weaker fund protection. Confirm which entity before depositing.
54
High risk
Scam Risk Scoremonitored · 2026-07-28
Lower riskHigher risk
  • Recently established — about 13 months old
  • Withdrawal complaints in ~18% of recent reviews
Exit Risk
19/100
4 reviews in the last 3 months, 25% negative
How this score is calculated — view the open algorithm

A transparent weighted score from objective public data — each factor scored 0–100 (higher = riskier), combined by the weights below.

FactorScoreWeight
Regulation & licensing6835%
Company age7215%
Clone / impersonation012%
Withdrawal & exposure complaints10012%
Offshore registration458%
Transparency (site/info/social)2510%
Real-user sentiment208%

Based on public regulatory records, industry databases and independent reviews (Trustpilot, Forex Peace Army). Exit Risk reflects recent negative momentum in real reviews. A risk estimate from public data, not a definitive legal judgment; brokers may request a correction.

Company
Legal nameExinity ME Limited
Headquarters🇦🇪 United Arab Emirates
Founded2025-06-28
Years operating1-2 years
Employees0
Official websitenemo.money
Trading conditions
Avg execution speed0 ms
Avg slippage0
Swap rating
Trading cost rating
Monitored traders0
Monitored orders0
Funding & instruments
Deposit methods
Withdrawal methods
Instruments
Registered address
16-104, 16th Floor, Al Khatem Tower, ADGM Square, Al Maryah Island, Abu Dhabi, UAE.

Regulation & licenses · 3

RegulatorLicense typeLicense No.RegionStatus
FCAForex Execution License (STP)777911United Kingdom
ADGMForex Execution License (STP)200015United Arab Emirates
CMAForex Execution License (STP)135Kenya

Review analysis AI

Rating mismatch — Industry-tracker scores run far lower than real users do (gap -2.73)

The user review picture for Nemo.money is sharply divided. Positive reviewers value the smooth deposit and withdrawal experience, low fees, and dividend payments, with some verifying regulation. However, a significant number of negative reviews allege that the broker uses dark patterns to lure deposits, then imposes lengthy withdrawal delays, excessive KYC, and trading restrictions, leading to accusations of a scam. The volume of withdrawal-related complaints (19) and scam concerns (6) is alarming, despite a few happy long-term users.

Best for
  • Long-term investors comfortable with dividend stocks
  • Traders in supported regions who complete verification upfront
  • Users seeking a mobile-friendly platform with AI analysis tools
Not for
  • Traders requiring fast, hassle-free withdrawals
  • Users in unsupported countries or with day trading strategies
  • Those wary of hidden fees and promotional dark patterns
Period:
What users complain about
What users praise
Where reviewers are from
🇦🇪 AE30
🇳🇬 NG28
🇿🇦 ZA5
🇬🇧 GB5
SA4
🇮🇹 IT4
Positive vs negative · last 12 months Pos Neg
May
Jul
Sep
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Dec
Jan
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Real user reviews

Where Nemo.money operates

Active across 18 markets (by market presence). Licensing rarely covers all of them — where it isn’t locally licensed, you’re onboarded under an offshore entity with weaker protection.

🇳🇬 Nigeria
🇺🇸 United States
🇻🇳 Vietnam
🇫🇷 France
🇦🇪 United Arab Emirates Licensed
🇿🇦 South Africa
🇮🇳 India
🇨🇦 Canada
🇪🇸 Spain
🇰🇷 South Korea
🇸🇦 Saudi Arabia
🇰🇪 Kenya Licensed
🇮🇹 Italy
🇵🇰 Pakistan
🇩🇪 Germany
🇵🇭 Philippines
🇧🇩 Bangladesh
🇧🇷 Brazil
🇬🇧 United Kingdom Licensed

Market presence: WikiFX SkyEye · complaints: our records · licensing: official registers. Where you’re accepted is set by the broker’s own terms — always confirm before depositing.

Similar brokers

What Nemo.money says about itself as stated by the broker · not independently verified by FXCanary

Regulation and Licensing

Nemo.money, operated by Exinity ME Limited, states it is regulated by three top-tier authorities: the UK Financial Conduct Authority (FCA), the Abu Dhabi Global Market (ADGM), and the Capital Markets Authority of Kenya (CMA). The broker claims to hold Forex Execution Licenses (STP) under each regulator, ensuring compliance with international standards.

Trading Instruments and Platforms

According to the company, Nemo.money offers a wide range of tradable assets including forex, stocks, cryptocurrencies, and other CFDs. The broker advertises an intuitive mobile app with AI-powered analysis tools, real-time market updates, and dividend payments on certain stocks.

Account Types and Fees

The broker states it provides multiple account tiers to suit different trader needs, though specific spreads, leverage, and commission structures are not publicly detailed. Nemo.money claims to offer fee-free withdrawals and competitive spreads, with no hidden charges.

Deposits and Withdrawals

Nemo.money says it supports fast and easy deposits via bank transfer, credit/debit cards, and other local payment methods. Withdrawals are processed promptly after full KYC verification, with funds reaching the client's bank account within a few business days.

Target Audience

The broker markets itself as a user-friendly platform for both novice and experienced traders, particularly in the Middle East, Africa, and Europe. It emphasizes its ADGM license for regional credibility and its mobile-first design for on-the-go trading.

About Nemo.money

Overview

Nemo.money is an online trading platform operated by Exinity ME Limited, a financial services company registered in the Abu Dhabi Global Market (ADGM) with additional licenses from the UK Financial Conduct Authority (FCA) and the Capital Markets Authority of Kenya (CMA). Founded in 2025, the broker is headquartered in Abu Dhabi, United Arab Emirates, and targets retail traders across the Middle East, Africa, and Europe. It offers forex, stocks, cryptocurrencies, and CFDs through a proprietary mobile app that integrates AI-driven analytics and dividend distribution features.

Regulation and Safety

Nemo.money holds three regulatory licenses: an FCA Forex Execution License (STP) in the United Kingdom (no. 777911), an ADGM Forex Execution License (STP) in the UAE (no. 200015), and a CMA Forex Execution License (STP) in Kenya (no. 135). These licenses require the broker to adhere to strict standards on client fund segregation, reporting, and conduct. However, the ADGM and CMA licenses are for a specific type of execution services, and the FCA license status is not clearly marked. Traders should verify the current registration status on the respective regulators' public registers. The broker claims to provide a secure trading environment, but as with any broker, due diligence is recommended.

Trading Instruments

Nemo.money offers a range of asset classes including forex pairs, major indices, commodities, individual stocks (both US and local), and a selection of cryptocurrencies. The broker focuses on providing access to global markets, with an emphasis on dividend-paying stocks that allow users to earn passive income. The platform also features AI-powered market analysis and stock predictions, though the breadth of crypto assets is described as limited by some users. Specific leverage and spread details are not publicly disclosed, and traders should contact support for exact contract specifications.

Platform and Tools

The broker's primary trading platform is its own mobile app, available for both iOS and Android. The app is designed for ease of use, with a clean interface, real-time quotes, and integrated news feeds. Key features include AI-based trading signals, stock screeners, and the ability to receive dividends directly into the account. The app also supports demo accounts for practice. While the platform is generally well-received for its functionality, some users have reported performance issues such as slow loading and occasional crashes.

Account Types and Fees

Nemo.money offers multiple account tiers tailored to different trading volumes and experience levels. The broker claims competitive spreads and no transaction fees on withdrawals, though some users have reported high withdrawal fees. Deposit methods include bank transfer, credit/debit cards, and local payment options in supported countries. The minimum deposit varies by account type but is not explicitly stated. Traders should be aware of potential currency conversion charges if depositing in non-local currencies.

Customer Support

The broker provides customer support through email and in-app messaging. Response times are reportedly mixed: some users praise quick and effective resolutions after reaching the right channel, while others complain about long delays and unhelpful responses. The main support email is mentioned in user reviews.

Phone support is not confirmed. The broker also has a presence on social media, but response quality varies. For urgent issues, users may need to follow up multiple times.

Target Audience

Nemo.money is designed for retail traders and investors who prefer a mobile-first trading experience with access to dividend stocks and AI tools. It may suit long-term investors in the Middle East and Africa who value local regulatory oversight (ADGM, CMA) and want to trade global markets from a single app. However, traders who require fast withdrawals, day trading flexibility, or a wide range of crypto instruments may find the platform restrictive. The broker's recent founding (2025) means its track record is short, so cautious evaluation is advised.

Overview compiled by FXCanary from regulatory records and public data. full Nemo.money review