MIND MONEY LIMITED

Mind Money Limited is a Cyprus-registered investment firm operating under the brand name Mind Money. The company is headquartered in Limassol, Cyprus, and positions itself as a European investment technology hub. According to its website, Mind Money evolved from Zerich Securities and now offers a range of investment services including brokerage, portfolio management, and IPO access.

While the firm’s exact founding date is not publicly disclosed, its regulatory registration with CySEC dates its presence in the industry back to at least the early 2010s. The broker aims to serve both individual and institutional clients seeking direct market access to global equities, bonds, ETFs, and futures.

Mind Money holds a Cyprus Investment Firm (CIF) licence from the Cyprus Securities and Exchange Commission (CySEC), licence number 115/10, which was originally listed as authorised in our records. However, public records from CySEC and news reports indicate that in June 2026 the regulator suspended the licence due to suspected breaches of the Investment Services and Activities and Regulated Markets Law. The suspension was reportedly linked to concerns about the firm’s compliance with authorisation conditions, client protection, and market integrity. As of this writing, the licence status remains in flux, and traders should exercise caution.

Our FXCanary Scam Risk Score assesses Mind Money at 34/100, categorised as 'Guarded,' reflecting the risks arising from regulatory uncertainty and the absence of a verifiable social-media presence.

Mind Money offers a comprehensive suite of investment products, centring on direct access to major global stock exchanges. Clients can trade in over 35,000 equities, including blue chips and emerging-market stocks, from US, European, and Asian exchanges. The broker also provides access to bonds, exchange-traded funds (ETFs), and exchange-traded futures, allowing for diversified portfolio construction.

Beyond standard brokerage, Mind Money emphasises its portfolio management service. Under this offering, professional managers handle client funds using quantitative and data-driven strategies aimed at optimising risk-adjusted returns. The firm also facilitates participation in IPOs and pre-IPO placements, which it presents as a way for retail investors to access early-stage opportunities typically reserved for institutional players.

Mind Money does not explicitly list multiple account tiers on its public website; instead, it appears to offer a single standard brokerage account that can be opened online. The account opening process is outlined in a FAQ section, which describes the steps required to start trading. The broker provides a proprietary web-based trading platform at trade.mind-money.eu, through which clients can place orders and monitor their portfolios.

No information is available on third-party platform integrations such as MetaTrader or cTrader, suggesting that Mind Money relies entirely on its own in-house technology. The platform appears to focus on equities, bonds, and futures trading, rather than forex or CFDs.

Mind Money’s fee structure is based on per-order commissions rather than spreads or hidden markups. For stocks, the broker charges a minimum of $1/€1 per order, plus either $0.01 per share for low-priced stocks or 0.1% of trade value for higher-priced stocks. Futures trades cost $1/€1 per contract, and OTC instruments incur a 0.5% commission. IPO services include a 3.5% participation fee and a 0.65% withdrawal fee, subject to a 93-day lock-up period.

The broker does not advertise any deposit or withdrawal fees, though funding instructions on the 'Payment Details' page indicate that transfers are made via bank wire to accounts held at Ardshinbank and Unibank in Armenia. This reliance on Armenian banks for a Cyprus-based firm may raise questions about the efficiency and speed of fund movements.

Mind Money is best suited for long-term investors and portfolio-focused clients who prioritise regulated access to a wide range of equities, bonds, and ETFs. The availability of managed portfolio services and IPO participation distinguishes it from standard discount brokers. The platform is less appropriate for short-term, high-frequency traders or those seeking leveraged forex or CFD exposure, as such products are not offered.

Given the recent regulatory suspension, this broker is not recommended for traders who require absolute certainty regarding licence validity and client fund protection. Our analysis suggests that only experienced investors willing to monitor regulatory developments should consider opening an account with Mind Money.