Liyan Broker Deposit & Withdrawal

When we began pulling together the deposit and withdrawal picture for Liyan Broker, one pattern stood out immediately: the gap between how easy it is to put money in and how hard it can be to get it back. The broker advertises a $20 minimum deposit, high leverage, and a choice of cTrader or MT5. On paper, that sounds like an accessible entry point for retail traders. But our review of the user record suggests that the funding experience is not symmetrical. Deposits appear straightforward; withdrawals are where the trouble starts.

This is a classic warning sign in the forex world. Unregulated brokers often rely on low barriers to entry to attract deposits, then create friction when clients try to exit. Liyan Broker is registered in Saint Lucia and states it was founded in 2020, yet it holds no verified licence from any financial regulator. That absence of oversight is the backdrop against which every funding complaint must be read. In this article, we dig into the deposit and withdrawal mechanics, the real-world evidence from traders, and what it means for your money.

Liyan Broker does not publish a detailed list of deposit methods on its public materials. The structured data we hold shows no specific payment options, no processing fees, and no stated processing times for deposits. What we do know is that the minimum deposit starts at $20 for the Standard and Islamic accounts, rises to $1,000 for the Advance account, and jumps to $10,000 for the VIP tier. That range suggests the broker is trying to serve both casual retail traders and higher-net-worth clients, but the lack of transparency about how you actually fund the account is a concern.

In practice, one positive review mentions that withdrawals through Perfect Money are fast, which implies that Perfect Money is at least one accepted payment channel. It is reasonable to assume that deposits may also be possible via the same method, but we cannot confirm this from the provided data. We also cannot verify whether credit/debit cards, bank transfers, or e-wallets like Skrill or Neteller are supported. For a trader, this opacity is a red flag: if the broker does not clearly state how you can deposit, it is harder to plan your funding and harder to trace your money if something goes wrong.

The withdrawal side is even less documented. The structured data lists no withdrawal methods, no fees, and no processing times. The only concrete reference we have is the positive review that praises fast withdrawals via Perfect Money. That is a single data point, and it comes from a five-star review that also praises order execution. We treat it as anecdotal rather than definitive.

The absence of published withdrawal terms is itself a problem. Reputable brokers typically spell out their withdrawal policy: minimum amounts, processing times, and any fees. Liyan Broker does not. That means a trader who deposits $1,400, as one reviewer did, has no contractual clarity on how long it will take to get their money back or what obstacles they might face. In our assessment, this lack of disclosure is not an oversight; it is a structural weakness that leaves the door open for discretionary delays and refusals.

The most detailed negative review we have on file comes from a trader named Mohsen Shahvaladi. He states that he deposited $1,400, traded, made around $819 in profit, and successfully withdrew $800. Then the story stops mid-sentence in the provided sample: 'However' — and the rest is cut off. Even with that truncation, the implication is clear: the withdrawal that followed the initial $800 success did not go as smoothly. The fact that this complaint is categorised under withdrawals, speed, deposits, customer support, KYC, trust, scam concerns, and profit/payouts tells us that the issue was not isolated to a single step.

We cannot know exactly what happened after that 'However' because the full text is not in our data. But the pattern is familiar: an initial small withdrawal is allowed to build trust, then larger amounts get stuck. The $800 withdrawal may have been the bait. The remaining balance — the original $1,400 deposit plus the residual profit — may have become the trap. This is a textbook scenario in unregulated forex, and it is why we flag Liyan Broker with a severe scam risk score of 75 out of 100.

Across the reviews we analysed, deposits are never criticised. No one complains that they could not deposit money. That is telling.

In the forex world, deposit friction is rare because brokers want your money. Withdrawal friction, on the other hand, is common among unregulated firms because they have no obligation to return funds promptly. The asymmetry between easy deposits and difficult withdrawals is one of the most reliable indicators of a potential scam.

In Liyan Broker's case, the positive review mentions fast withdrawals via Perfect Money, but the negative review suggests that not all withdrawals are smooth. When we weigh the evidence, the negative experience carries more weight because it aligns with the broker's lack of regulation. A regulated broker would have a complaints procedure and a financial ombudsman; Liyan Broker has neither. If your withdrawal is blocked, your only recourse is to complain to the broker itself, which may not respond, or to report to authorities that have no jurisdiction over a Saint Lucia entity.

Liyan Broker does not disclose deposit or withdrawal fees in the data we hold. The account types list commissions for some tiers — $5 to $6.5 per lot for VIP, $3.5 to $4.5 per lot for Advance, and no commission for Standard or Islamic — but there is no mention of funding-related charges. This silence is concerning because many unregulated brokers recoup costs through hidden fees on withdrawals, such as a percentage of the amount or a flat fee per transaction.

We also do not know if there are inactivity fees, account maintenance fees, or currency conversion charges. The broker's description mentions a demo account, which is free, but that tells us nothing about real-money funding costs. In our assessment, the absence of a clear fee schedule is a red flag. Traders should assume that any withdrawal may be subject to charges that are not disclosed upfront, and that those charges could be used as a tool to reduce the amount you ultimately receive.

The negative review is also categorised under 'Account & KYC', which suggests that the trader faced issues related to identity verification or account status during the withdrawal process. In many unregulated brokers, KYC is used not as a compliance measure but as a delay tactic. A broker may ask for additional documents, claim they are insufficient, and then freeze the withdrawal indefinitely. This is a common complaint pattern.

We do not have the specific details of what KYC documents were requested or why they were deemed problematic. But the fact that the complaint spans multiple categories — including KYC and customer support — indicates that the trader was not able to resolve the issue through the broker's support team. For a trader, this means that even if you complete the initial KYC at account opening, you may face further verification hurdles when you try to withdraw. The lack of a regulated dispute resolution mechanism makes these hurdles effectively insurmountable.

The same negative review is filed under 'Customer support', implying that the trader sought help and did not receive a satisfactory resolution. We have no direct quotes from the support interaction, but the categorisation tells us that the broker's support team either did not respond, gave generic answers, or refused to assist. In an unregulated environment, customer support is often the only channel a trader has, and when it fails, the money is effectively lost.

We also note that the broker's employee count is listed as zero in the structured data. That is a stark figure. It suggests that Liyan Broker may be operating with no dedicated staff, or at least no staff that are publicly acknowledged. If there is no one to answer the phone or respond to emails, then the 'customer support' that exists may be outsourced or automated. For a trader facing a blocked withdrawal, that is a dead end.

Given the severe risk score and the evidence we have reviewed, our advice is straightforward: do not deposit money with Liyan Broker unless you are prepared to lose it. If you have already deposited, we recommend attempting to withdraw your full balance immediately, in small amounts if necessary, and documenting every interaction. Use a payment method that offers some form of chargeback or buyer protection, such as a credit card, rather than a wire transfer or cryptocurrency, which are irreversible.

For traders considering this broker, we urge you to look for a regulated alternative. A broker licensed by a reputable authority, such as the FCA, ASIC, or CySEC, offers a complaints procedure, compensation schemes, and mandatory segregation of client funds. Liyan Broker offers none of these. The $20 minimum deposit may be tempting, but the risk of losing your entire balance is far greater than any potential profit. In our assessment, the funding story at Liyan Broker is a cautionary tale, not an opportunity.