Credit Financier Invest (CFI) Ltd

Credit Financier Invest (CFI) Ltd is a multi-asset brokerage firm registered in Cyprus, offering retail and professional clients access to a broad range of CFD instruments. The company operates under the brand CFI and presents itself as a long-established player in the financial markets, with a stated history of over 25 years. It is part of the CFI Financial Group, which has offices across 15 locations worldwide, including London, Dubai, Larnaca, Amman, and Beirut.

The broker’s official website, cfi.trade, markets it as a leading regional broker in the Middle East and North Africa (MENA), with a strong focus on traders in that area. CFI has secured sponsorship agreements with high-profile sports entities, including AC Milan, Etihad Arena, and several national basketball federations, which it uses to build brand visibility.

Based on records on file, CFI is authorised and regulated by the Cyprus Securities and Exchange Commission (CySEC) under a CIF licence with the number 179/12, with a status of Authorised. This places the entity under the regulatory framework of the European Union’s MiFID II directive, offering client protection mechanisms including negative balance protection, segregation of client funds, and access to the Investor Compensation Fund (ICF) for eligible clients up to €20,000.

The broker’s website claims additional licences from the UK’s FCA, the UAE’s CMA and DFSA, and other regulators in Jordan, Lebanon, and Mauritius. However, these additional licences are not independently verified in the known facts provided, and clients who wish to trade under a specific regulatory regime should confirm which entity serves them. The CySEC licence remains the primary known regulatory credential.

CFI offers two main retail account types: the Zero Commission account and the Dynamic Trader account. The Zero Commission account is designed for traders who prefer a straightforward cost structure with no commission per trade, though spreads are wider, starting at 0.6 pips on EUR/USD. The Dynamic Trader account aims at more active traders with tighter spreads from 0.0 pips, but with a variable commission applied per trade.

Both accounts have a minimum deposit of $0, meaning there is no initial funding barrier to open a live account. Leverage is offered up to 1:500 for professional clients, and up to 1:30 for retail clients under CySEC regulations (though the website highlights higher leverage for professionals). Multiple base currencies are available, including USD and EUR, and the minimum trade size is 0.01 lots.

CFI supports three major trading platforms: MetaTrader 5 (MT5), Trader Evolution, and TradingView. MT5 is a widely used platform for forex and CFD trading, offering advanced charting, automated trading via Expert Advisors, and multiple order types. Trader Evolution is CFI’s proprietary platform, likely tailored to the broker’s instruments. TradingView is a browser-based charting and social network platform popular among retail traders.

The broker claims access to over 15,000 instruments, covering forex pairs, stock CFDs, indices, commodities, ETFs, cryptocurrency CFDs, bonds, and futures. This extensive product range allows traders to diversify across asset classes from a single account. Algorithmic trading and Expert Advisors are permitted, and the broker supports advanced plugins and indicators.

CFI offers several funding methods, including credit/debit cards, wire transfer, and e-wallets like Skrill. Deposits via cards and e-wallets are instant, while wire transfers take 1–5 business days. The broker also issues a CFI Card by G2P, which appears to be a prepaid card solution for convenient funding. All major currencies such as USD, EUR, GBP, and AED are supported.

The broker does not charge fees for account opening, and there is no minimum deposit requirement. Trading fees consist of spreads and, on the Dynamic Trader account, commissions. The Zero Commission account has no commission but wider spreads. Overnight financing (swap) rates apply on positions held open beyond a day. CFI states its fee structure is transparent with no hidden charges.

CFI positions itself primarily toward retail traders in the MENA region and Europe. The website is available in multiple languages, and the broker highlights its local presence through offices in several Middle Eastern capitals. The sponsorship of regional sports teams and events further reinforces its focus on this audience.

The broker also caters to professional clients by offering higher leverage and additional tools. However, it does not prominently feature services for institutional or high-net-worth investors. The low minimum deposit and zero commission option make it accessible to beginner traders, while the Dynamic Trader account and wide instrument range may appeal to experienced active traders.