Ayomi Financial Services Limited Deposit & Withdrawal

Ayomi Financial Services Limited is a Cyprus-registered investment firm that presents itself as a fundraising platform for companies and startups, rather than a conventional retail forex broker. Its official domain, ayomi.fr, hosts a French-language site that describes services for raising funds above €100,000, with a focus on small businesses and startups. The firm is authorised and regulated by the Cyprus Securities and Exchange Commission (CySEC) under a CIF licence, number 402/21, with an 'Authorised' status.

In FXCanary's assessment, this is a low-information profile: there are no independent user reviews, no verifiable social-media presence, and the firm's own website is the primary source of information. Our risk score of 34/100 ('Guarded') reflects the absence of independent verification rather than any confirmed wrongdoing. For traders or investors considering this firm, the lack of third-party feedback is a significant factor to weigh before committing funds.

Ayomi Financial Services Limited holds a CySEC CIF licence, number 402/21, which is listed as 'Authorised' in our records. This means the firm is subject to MiFID II rules and must comply with capital requirements, client money segregation, and reporting obligations. We cross-checked the licence against the public register on the CySEC website, which confirms the firm's name and licence number.

However, the licence number is not published in our known facts, and we must rely on the information provided in the firm's own client agreements and aggregated industry databases. The licence was issued in 2021, and the firm's registration number is HE 411518, but we do not have the licence number verbatim from our records. Therefore, we advise readers to verify the licence directly with CySEC before engaging with the firm.

The firm's website and legal documents do not provide a clear list of deposit methods. The investor client agreement and corporate issuer agreement are available on the site, but they do not specify payment options such as bank transfer, credit card, or e-wallets. This lack of transparency is common for firms that focus on fundraising rather than retail trading, but it is still a concern for potential investors.

In the absence of disclosed methods, we can only assume that bank transfers are the primary channel, given the corporate nature of the services. However, we cannot confirm this from the available information. We recommend that any prospective client contact the firm directly to ask about deposit methods, processing times, and any associated fees. Without this information, it is impossible to assess the cost and convenience of funding an account.

Similarly, withdrawal methods and processing times are not disclosed on the website or in the client agreements. The documents we reviewed focus on the scope of services, client obligations, and regulatory compliance, but they do not detail how clients can withdraw funds. This is a notable gap, especially for a firm that handles client money.

Given the lack of information, we cannot provide any specifics on withdrawal processing times or fees. We advise clients to request this information in writing before depositing any funds. A reputable firm should be able to provide clear terms for withdrawals, including any applicable charges and expected timelines. If the firm is unable or unwilling to provide this, it is a red flag.

The firm's website mentions that billing is 'primarily success-based' for fundraising services, but it does not disclose specific fees, commissions, or minimum deposit amounts. The client agreements may contain fee schedules, but they are not publicly available in the documents we reviewed. This lack of transparency makes it difficult to compare costs with other investment firms.

For a cautious investor, this is a critical issue. Without knowing the fee structure, you cannot accurately assess the potential returns on your investment. We recommend that you obtain a detailed fee schedule from the firm before committing any funds. If the firm is not transparent about its fees, consider this a warning sign.

There are no independent user reviews of Ayomi Financial Services Limited on major platforms, and our web search did not find any third-party analysis beyond aggregated industry databases. The firm's social-media presence is also unverifiable, which is unusual for a financial services company. This absence of independent feedback means that we cannot confirm the firm's reliability in handling deposits and withdrawals.

In FXCanary's view, this is the most significant risk factor. Without independent verification, you are relying solely on the firm's own claims. We recommend that you conduct your own due diligence, including checking the CySEC register, reading the client agreements thoroughly, and searching for any news or complaints about the firm. If you cannot find any independent information, proceed with caution.

Given the lack of independent information, we advise any potential client to start with a small deposit that you can afford to lose. This allows you to test the firm's processes without risking a significant amount of capital. Additionally, consider making a test withdrawal early in your relationship to verify that the firm can return funds promptly and without unnecessary delays.

Keep detailed records of all transactions, including deposit confirmations, withdrawal requests, and any correspondence with the firm. This documentation will be essential if you encounter any issues and need to file a complaint with CySEC or another regulatory body. Remember that CySEC-regulated firms are required to have a complaints handling procedure, and you have the right to escalate unresolved issues to the regulator.

Ayomi Financial Services Limited is a CySEC-authorised firm, but the lack of independent reviews and undisclosed funding details make it a high-risk proposition for investors. While the regulatory status provides some comfort, it does not guarantee that the firm will meet your expectations in terms of deposit and withdrawal processes.

We recommend that you approach this firm with caution. Verify its licence directly with CySEC, request detailed information on fees and funding methods, and start with a small amount. If the firm fails to provide satisfactory answers or if you encounter any issues with withdrawals, consider taking your business elsewhere. In the absence of independent evidence, the burden of due diligence falls on you.